Wednesday, November 19, 2008

Expert Author Status



As Featured On Ezine Articles

DaVida,

Your Article is Accepted:

Data Entry Jobs At

Home - 3 Free Tips

Tuesday, November 18, 2008 3:47 PM
From:

Hello DaVida,

Your article, "Data Entry Jobs At Home - 3 Free Tips" - has been accepted and added to the EzineArticles.com directory:
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Tuesday, November 18, 2008

Monday, November 17, 2008

WHAT IS A PUBLIC ADJUSTER?

A public adjuster or a public adjuster solicitor is a licensed person who helps people with property damage. They represent home and business owners when they have damage to their property so that the insurance companies treat them fairly. As a consumer advocate on property loss adjustment, they provide assistance in the preparation and filing of insurance claims. This ensures clients receive fair and equitable compensation for their losses.

Public adjusters are experts who knows property repair and restoration requirements and are skilled negotiators whom work on contingency fee basis (they only get paid if the policy holder gets paid).

The job description:
  • Evaluate property damage and determine the nature of loss
  • Evaluate insurance policies to determine if the damage is covered by the insurance company
  • Educate clients on their insurace policy and the coverage it affords the client
  • Follow code of ethics and app;y personal experience to see damage and totential hidden costs of repair that might otherwise be overlooked
  • Compile estimates that accurately reflect the damage to the property and policyholder
  • Take lots of photo's of the property damage
  • Document damage and follow-up
  • Protect the policyholder
  • Present the loss to the insurance company claims adjuster (most important element)
  • Represent and advocate the client's interest to the insurance company throughout the entire claims process
  • Negotiate with the insurance company adjuster on behalf of the client
  • Process all paperwork to ensure payment is received from the insurance company when the claim is settled

Note Deal Newsletter

Seller-financed Real Estate?


Trust deeds, mortgages, business notes, security agreements, land contracts, etc. has turned into a trillion dollar industry. Buying & selling "paper" where an asset is pledged as the primary security should the buyer become delinquent then default was once limited because there were no structured channels for the sellers to get lump sums of cash for their future/potential income.

The history of the seller-financed real estate industry can be found in transactions where the seller would assist the buyer in the purchasing of the sellers property. The seller would then agree to accept delayed installment payments for all or a portion of the purchase price being paid for the real estate with the property being pledged as security for the note.

Although business trends, have changed in this industry, for many years sellers didn't have a whole bunch of options due to the small market for selling the "paper" or the note. Even with today's economy, finding estate investors who buy and sell "paper" is undemanding and actually exitement for most financier's.

Each year, approximately 4.1 billion dollars in new residential seller-financed real estate note transactions takes place in the US alone. Those who buy these type of notes should focus on notes that are seasoned, (12 months or older) which is the biggest part of this particular market. Seller-financed real estate has been around since home ownership. The difference in newly created seller-financed notes and and the overall market on an annual basis is a whopping 96 billion dollar industry.









Sellers That Want Or Need Cash Now


Do you have any future income and a note you would like to collect a lump sum of cash for? Although seller-financed real estate notes are a matter of public record in the county courthouse, there's over 50 types of cashflow notes and it would take over 200 years to find them all. There are enough notes to go around and make money for every generation. This dysfunctional market place has not only provided private investors and homeowners with a niche, but corporate investors have been using this method in order to add to their bottom line for centuries.

Thursday, November 13, 2008

SEARCHING FOR AN ADMINISTRATIVE ASSISTANT?
• Focus On Running Your Business
• Make Profits To Expand Your Business
• Make Time To Spend With Your Family and Friends
• Save Money As Opposed To Hiring A F/T Employee
*1 Hour Free*Quick Turnaround*Timely Communications
Take a load off. Hire your virtual assistant today!
SEARCHING FOR AN ADMINISTRATIVE ASSISTANT?
• Focus On Running Your Business
• Make Profits To Expand Your Business
• Make Time To Spend With Your Family and Friends
• Save Money As Opposed To Hiring A F/T Employee
*1 Hour Free*Quick Turnaround*Timely Communications
Take a load off. Hire your virtual assistant today!
www.iVirtAssist.com
HELP WANTED? iVirtAssist...It's that simple

iVirtAssist...It's That Simple

Are you looking for high quality reliable virtual assistance to support your business? Your search ends here. Providing professional virtual assistance is what we do. Being reliable is fundamental to the success of any business.

DON'T underestimate VIRTUAL ASSISTANCE

The time and money saved is the most important aspect of having a virtual assistant. Don’t kid yourself. Your toughest competitors are successful because they’ve chosen to outsource such time consuming task to professionals.

The Truth About Professional Virtual Assistance

* Virtual assistance will enhance your business and free up your time. Professional Virtual Assistance is a powerful decision in making your time available to run your business. The longer you’re available, the greater chance new customers will purchase your goods and services, reap the benefits from your business, and become long-term happy customer.
* Virtual Assistance can save you money. If you want to save over $60,000.00 in business expenses this year, hiring iVirtAssist can make it happen.

* Let’s do a cost comparison for a full-time employee versus a Virtual Assistant.

iVirtAssist Vs. Full-Time Employee

Full-Time
Employee

Virtual Assistant

Compare Hourly Rate of Pay

$20.00

$35.00

Compare Benefit Expenses @ 35%
(Health/Dental/Life Insurance, Retirement Plans)

7.00

N/A

Compare Overhead Rate @ 50%
(Office Space, Equipment expense, Office Supply expense, UI Insurance, Workers’ Compensation, Overtime Pay, Administration Costs)

$10.00

N/A

Compare Total Rate of Pay

$37.00

$35.00

Hours Per Year (iVirtAssist Vs. Employee)

2,080 hrs.

480 hrs.

COMPARE TOTAL Annual Labor Cost

$76,960.00

$16,800.00


iVirtAssist Vs. Full-Time Employee

* That totals a difference of $60,160.00 per year. By hiring iVirtuAssist...
You SAVE over $60,000.00 per year! Although the iVirtAssist hourly rate is $15.00 more than the employee's rate, you save the additional cost of benefits and overhead that would have to be applied to the employee's wage. Virtual assistants are usually more experienced, more efficient, better connected, and professional (already trained). With an employee, you'll need to devote much more time to the project to get the same results. With iVirtAssist that’s only 480 hours a year versus 2,080 for the new employee.

* With iVirtAssist, you only pay for the time on task by the minute! Why should you pay more for socializing, hour long lunches or frequent trips to the washroom or lounge. Your employee's 8 hour day can be crunched into 3-4 hours with iVirtAssist because were there to support you.

* Simply put, you should contract with iVirtAssist because it's more cost-effective and Virtual Assistants go above and beyond the normal assistant's duties to impact your own productivity and maintain your business. No task is too big or small for iVirtAssist to handle. Even if there’s only 1 hour of work a month for a virtual assistant to do, iVirtAssist can (and will) do it.

Professional website content writer services save you time and money!

Don't OVERESTIMATE Virtual Assistants

* Not all virtual assistants are created equal. Whether you're thinking of taking on the task yourself or hiring a professional administrative assistant, Internet marketing firm, or freelance writer, be circumspect with your decision. For most, virtual assistance doesn't always come easy and iVirtAssist provides outstanding exeptional service.

* iVirtAssist has a proven track record of successful, brilliant projects. Our unique service philosophy sets us apart from other virtual assistants. Our sharp eyes and creative minds produce outstanding service and exceptional business support. We go to great lengths to make your projects perfect. We just do an excellent job. We are skilled virtual assistants prepared to take on the task, which means your time is free and you will save yourself a whopping $60,160.00. From administrative assistance to writing powerful press releases, your success is our goal.

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6 TIPS WHILE IN SEARCH OF A BAILOUT (A JOB)

When will banks start lending again?
Several sources have said that the year-to-date job losses are 760,000. Do you have a plan to supplement your income?


I realized that my corporation was in serious trouble when the Small Business Administration didn’t have any money to lend; moreover, the top level executives didn’t even know when they would have anymore capital to loan to businesses large, medium, or small.

Truly, this marks a clear downshift in the economy and people who had jobs are now being forced to look for a new job in a starving market. There was a net loss of 159,000 jobs in September and you guessed it-- this is the ninth straight month the U.S. economy has lost jobs. I never thought I would have to update my resume for any other reason than to include it in my business plan.

We now have a $700 billion bailout plan that was signed into law but there’s no near future end in sight. The question remains, “Will it prompt banks to lend and help the economy get out of the red?” I understand that life without the bailout bill would be much worse, but what is going to happen with this bill and when?

Even thought the rescue plan has passed and financial experts insist that government action is better than the alternative—most would say, “I need a US Treasury bill with at least five zeros in each corner, front and back, in my pocket today!” That’s what 304.5 million in 2008 American population would call a bailout. It’s also wishful thinking.

Like so many other Americans I turned to the internet to find a source that would bail me out. My frustration is a result of what I should have expected in the first place. Even the scammers need a bailout. They are scrupulous and devious while feeding you a crock of crap in pursuit of making a farce sale.

6 TIPS WHILE IN SEARCH OF A BAILOUT (A JOB)


1. Stay far away from websites that ask you to pay them an upfront fee for work at home jobs. Don’t believe the hype! Any business that is interested in hiring will not ask you for money. They will only pay you for your services.
2. While searching for a telecommute position, update your resume to reflect your work-at-home capabilities and cater it to employers who hire home workers. Do you have a computer, internet access, fax machine, additional land lines, software, etc.? Put those capabilities into your resume and cover letter. I could write a book about the resume and cover letter subjects but for now I’ll stick to the topic. Think of your resume as your sales letter and use your cover letter to close the deal. Using a standard cover letter that looks like you just picked a business out of the phone book and decided to ask them for a job is too generic. Using a standard text cover letter can also be a waste of time. Do the research, make the calls and focus on the company you can see yourself working for. Then write your cover letter to reflect why you would be uniquely qualified to do the job.
3. Never send your resume to anyone who lists a job without any contact information. Don’t even bother to click on a link. People who own legitimate businesses and pay for advertising will be more than happy to brag about an available position and seize the opportunity to advertise by publishing their name and contact information as well.
4. Proofread then have someone else read and proof read your resume and cover letter for you. Do not send an email, fax, attachment, or copy and paste until you do.
5. Be careful with Craigslist. You may wind up with an inbox full of spam. Once again no contact information usually means ulterior motives.
6. Don’t wait until you’ve been scammed to realize it. Try a free work at home job. I found a couple that don’t involve telemarketing, customer service, or call centers. Feel free to visit my blog for more information. I began to wonder if there is just one honest soul on the Internet. Finally I came across my bailout and its working. The best part is I don’t need your resume and I don’t need to sell you anything because the training materials are free.

Amazingly, the bill that was passed by legislatives won’t bailout the economy tomorrow or next week or even next month. Frozen credit markets are still icebergs, but that doesn’t give scammers a free pass to scam on…and…on…and…on!
Unfortunately, it remains to be seen as to how long it will take to jump start our miserably ailing economy. In the meantime you can use the free strategies to supplement your income. I know what it’s like to be in the market for a job unexpectedly. Here’s the free work at home jobs blog address: http://blognpost.blogspot.com/

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NO SLEEP-NO PEACE?
Barking Dogs

ANY dog that disturbs someone with "frequent or prolonged noises" is a public nuisance. Philadelphia County investigates complaints. Keeping a dog who’s barking is a nuisance is a minor criminal offense. For example, a woman was convicted of violating a local law that prohibited keeping a dog that was an "annoyance to any sick person residing in the immediate vicinity." The neighbor who complained suffered from migraine headaches. The penalty for a first offense was a fine of up to $100, up to 30 days in jail or both. Philadelphia law forbids loud noise after 10 p.m., and prohibits any "unreasonable" noise. Someone who allows a dog to bark, after numerous warnings, may be arrested for disturbing the peace. A judge imposed a fine of $6,200 on a man whose dogs - disturbed his neighbors. The steep fine came after the dog owner said, in court, that he didn't care what the neighbors said. Enough already!

If this is the case, call the animal control department:

• Philadelphia Animal Care and Control Association (PACCA)
(267) 385-3800
• File a report online: www.phillypaws.org
• For animal bites call: 215.685.6748
• Give The following information:
o Property Owner
o Property address
• If you don’t know the address or the owners name you can always look it up at www.brtweb.phila.gov
• Constantly call the SPCA: (215) 426-6300
When you call, don't just make your complaint and hang up. Since this is really a persistent problem, you need to be persistent, too (if you want to get a good nights rest). Follow up and get results.
What to do and questions to ask the person you talk to:
1. Write down his/her name, so you won't have to explain your problem every time you call about the department's procedures.
2. Find out what the department will do, and when. Since the problem is barking dogs, the department may need to receive a certain number of complaints within a certain period of time before it will act.
3. If that's the case, you may want to discuss the problem with neighbors; if they feel as you do, enlist their help. This gives a specific city official or department - usually the health, police, or public safety department - responsibility for the problem.
Your dog complaint program also lets everyone - dog owner and neighbors - know what they can expect. A system of warnings and sanctions tells dog owners what's expected of them and lets neighbors know what it will take to solve a problem before it drives everyone in the neighborhood batty. Of course, it doesn't do much good unless these rules are published and readily available (which, unfortunately, is rare); however, feel free to print this article and pass it out to your neighbors.
I also have migraine head-aches and there other sickly people in the neighborhood that are being affected by the fact that there is NO PEACE. The law allows neighbors to make a formal complaint to city council about a dog that is a nuisance because of "excessive barking." The board holds a hearing and makes whatever order is necessary to stop the nuisance - including, ordering the owner to get rid of the dog.
Let’s not run door to door to get petition signatures only to make an exceptional trip to city hall about this disturbing matter. You have to be persistent and follow through with calling to complain.

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